Alternative Qualified Solutions (AQS) is a strategy designed for individuals that have built up funds in excess of $500,000 in an IRA, Defined Benefit Plan, or other qualified plan (it can also be done with a Roth IRA, but with different tax results). AQS can be used to increase the amount left to family, or to eliminate the need for RMDs. There are a number of ways to structure an AQS to pay any due taxes with the funds that are transferred out of the qualified environment. Tax liability reduction can be as high as75% when compared to staying in the tax-deferred, qualified environment.